Boats/Watercraft Insurance

During the hot Florida summer months, taking your boat and/or personal watercraft out on the water is one great way to escape the heat, relax, and have some much-needed fun with friends and family.

Although owning a boat is an expensive hobby, no need to worry. iPex offers a variety of coverage options at great, low monthly rates that won't break your bank. Call or visit any iPex location to get a free quote today.

Quick Facts about Boat & Watercraft Insurance in Florida
  • Boat insurance in Florida covers personal possessions on board, damage caused by an uninsured boater, and any injuries that occur during boating accidents.
  • Boat insurance can also cover the trailer used to transport your boat.

Are you a Florida resident looking to insure your boat or your personal watercraft? iPex offers a variety of coverage options for the following:

  • Pontoon Boat
  • Jet Boat
  • Cabin Cruiser
  • Bass Boat
  • Fishing Boat
  • Sailboat
  • Runabout
  • Personal Watercraft
  • Deck Boat
  • Kayak

Understanding Florida Boat & Watercraft Insurance

All insurance can be a little confusing, boat insurance is no different. Learn more about your coverage options here:

  • Watercraft Physical Damage

    This coverage provides protection for direct, sudden, and accidental damage for your watercraft.

  • Personal Liability

    Provides coverage for bodily injury and property damage sustained by others for which you are legally responsible.

  • Uninsured Watercraft

    Provides coverage for compensatory damages for bodily injury that the insured is legally entitled to recover from the owner or operator of an uninsured watercraft. This coverage is subject to the policy Limit of Liability, exclusions and policy provisions.

  • Medical Payments

    Pays the necessary and reasonable medical expenses incurred within one year from the date of an accident causing bodily injury to any person while in, upon, boarding or leaving the watercraft.

  • Trailer

    Coverage for trailers equipped to transport your boat safely.

Cheap Boat Insurance Florida

We are dedicated to helping you protect your boat without leaving your pockets empty. iPex insurance is a Florida born and based company helping other Floridians save money on boat and watercraft insurance since 2010. Accidents happen, even on the water of your favorite lake, river, or pond. It doesn't matter if you're going water skiing on Lake Okeechobe, enjoying a relaxing day with the family on your pontoon boat on St. Johns River, anchoring with your friends on Stuart Sanbar.

We offer low-cost boat insurance in Florida so you can spend more time and money getting out on the water and enjoying life.

Contact now